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Rates

Using your equity to secure financing is an easy decision. Figuring out what to do with your newfound funds might be trickier.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Excellent interest rates for a wide range of temporary or one-time needs:
    • Home improvements
    • Education expenses
    • Home and auto repairs
    • And more
  • Approval amount based on home's market value
  • Interest may be tax deductible1
  • Unsurpassed personal service
  • Local decision making for a fast and easy approval process 

Add-On Coverage

Add an extra layer of security to your financing by opting for attaching Credit Life Protection to your loan.

Disclosures: What you need to know about home equity loans (PDF).

A home equity line of credit (HELOC) gives you immediate access to funds whenever you need them. Rather than receiving the lump sum upon approval, the funds are reserved as a line of credit.

  • Excellent interest rates for a wide range of temporary or one-time needs
    • Home improvements
    • Education expenses
    • Home and auto repairs
    • And more
  • Approval amount based on home's market value
  • Reuse as needed without reapplying; more becomes available as balance is paid down
  • Easy, instant access to funds by debit card, check, or in branch
  • Only pay interest on what you use
  • Interest may be tax deductible1
  • Unsurpassed personal service
  • Local decision making for a fast and easy approval process 

Add-On Coverage

Add an extra layer of security to your financing by opting for attaching Credit Life Protection to your credit line. 

Disclosures: What you need to know about HELOCs (PDF).

1Consult a tax advisor.