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Free Kasasa Cash

Really high rates, paid in cash – that and more can be all yours with a free Kasasa Cash® account. Not only do you benefit from interest way above the national average, you also receive refunds on ATM fees incurred across the US – from coast to coast and in between.

Plus, it’s 100% free! So just to recap: really high interest, refunds on ATM fees nationwide, AND free! Get rewarded from every angle by signing up today. 

Details
  • 2.30% APY* on balances up to $15,000
  • 2.30% to 0.52% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • ATM fee refunds nationwide (up to $25 monthly)*
  • Can link to high dividend Kasasa Saver account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit
  • Free E-statements
  • Purchasing power and protection of a MasterCard® debit card
    • Get cash without incurring a fee
  • No minimum deposit to open

Earning Rewards Is Easy

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle: 

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive E-statement notice
  • Be enrolled and log into online banking
  • Have at least 1 automatic payment (ACH) auto debit, bill pay, or direct deposit post and settle

That's it! Even if you don't meet your monthly qualifications, your Kasasa Cash® account is always free and earns our base dividend rate! Plus, you can get right back to racking up rewards — like really high dividends and refunds on ATM fees — the very next month!

Qualifications Information:  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Advantage Plus FCU as ATM or PIN-based, signature based transactions and purchases made with non-Advantage Plus FCU issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current month cycle through one (1) day prior to the close of the current month cycle.

Reward Information:  When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $15,000 receive APY of 2.30%; and balances over $15,000 earn 0.25% interest rate on the portion of balance over $15,000, resulting in a range from 2.30% to 0.52% APY depending on the account’s balance and (2) you will receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.

When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle.  APY = Annual Percentage Yield. APYs accurate as of 06/01/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information:  Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH, enrollment in online banking, receipt of electronic statements are a condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit 1 (one) account per social security number. There are no recurring monthly service charges or fees to open or close this account.    (For Kasasa Cash Back or Kasasa Cash account, member may not be enrolled in both accounts).  Contact an Advantage Plus FCU service representative for additional information, details, restrictions, processing limitations and enrollment instructions.  Federally insured by NCUA. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.

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