Share Rates

Rates effective as of 8/22/08

Share Dividend Rates

"A" Regular Shares

APR

APY*

$5.00 - $4,000.00

0.45%

0.45%

$4,001.00 & UP

1.01%

1.01%

"B" Share Plus Account

APR

APY*

$25.00 - $10,000.00

1.01%

1.01%

$10,001.00 - $25,000.00

1.16%

1.17%

$25,001.00 - $50,000.00

1.49%

1.50%

$50,001.00 - $100,000.00

1.69%

1.70%

$100,001.0 & UP

3.41%

3.45%

"S" Money Market Savings

APR

APY*

$100.00 - $10,000.00

1.01%

1.01%

$10,001.00 - $25,000.00

1.30%

1.31%

$25,001.00 - $50,000.00

1.56%

1.57%

$50,001.00 - $100,000.00

2.08%

2.10%

$100,001.00 - $150,000.00

2.38%

2.40%

$150,001.00 & UP

4.28%

4.35%

"T" Medical Savings

APR

APY*

Maximum Annual Deposit of $2,000.00

0.25%

0.25%

"H" Christmas Club Savings

APR

APY*

No Minimum Balance

0.96%

0.96%

IRA Savings

APR

APY*

No Minimum Balance

1.06%

1.06%

Share Draft Rates

"1" Dividend Checking

APR

APY*

$500.00 Minimum Balance

0.50%

0.50%

"2" Premium Dividend Checking

APR

APY*

$1,000.00 - $2,499.99

0.50%

0.50%

$2,500.00 - $19,999.99

1.50%

1.51%

$20,000.00 & UP

2.50%

2.53%

"3" Automatic Dividend Checking

APR

APY*

No Minimum Balance

0.50%

0.50%

"5" Money Market Checking

Balance

Rate

$0 - 999.99

Receives No Dividend

$1,000 - 19,999.99

Base Rate - 2.15%

$20,000 - 49,999.99

Base Rate - 2.00%

$50,000 - 99,999.99

Base Rate - 1.90%

$100,000 - 149,999

Base Rate - 1.75%

$150,000 - 249,999.99

Base Rate - 1.25%

$250,000 and Up

Base Rate - 1.00%

The Base Rate is determined off of the average rate of the the following US Treasury Bills on the last day of the month: 3 month, 6 month, 1 year, 5 year, 10 year, 20 year and 30 year.

Share Certificate Rates

APR

APY*

3 Months

2.28%

2.30%

6 Months

2.38%

2.40%

9 Months

2.95%

2.98%

12 Months

1 Bump

3.02%

3.05%

18 Months

No Bumps

3.02%

3.05%

24 Months

2 Bumps

3.55%

3.60%

36 Months

3 Bumps

3.55%

3.60%

48 Months

3 Bumps

4.18%

4.25%

60 Months

3 Bumps

4.18%

4.25%

Specials

APR

APY*

5 Months

4.13%

4.15%

17 Months

4.09%

4.15%

53 Months

4.97%

5.06%

Penalty required for early withdrawal.
$1,000 initial deposit required.

*Annual Percentage Yield (APY)
Rates are subject to change without notice.
Advantage Plus Federal Credit Union attempts to update rates immediately whenever a change occurs; however, the above rates may not be completely accurate.
Pleae contact the credit union for the most accurate rates.