Savings Accounts

Lifestyles Picture

Whether you are setting aside money for an emergency fund or saving for retirement, Advantage Plus wants to make sure your money is working hard for you by earning great rates. We can discuss your needs and recommend the best savings programs for you.

The cornerstone of your financial package offering a higher interest rate than most institutions

Regular Share Savings

  • Monthly dividends
  • Insurance & Life Savings Benefits Options
  • $5.00 minimum balance
The more you save, the more you earn!

Money Market Savings

  • Tiered account
  • Monthly deposit required
  • Minimum balance of $100.00
  • 3 Penalty-free withdraws per year
Very similar to a bank CD

Term Share Savings

  • This account offers you a high dividend rate for your commitment to keep the funds here for a set period of time.
  • Choose the term that best fits your needs
  • Minimum balance of $1,000.00
  • Fixed rate guarantees dividend rate even if rates go down
Similar to Regular Share Savings Account witha few extras thrown in for good measure

Share Plus Savings

  • Minimum balance of $25.00
  • Earns dividends quarterly
  • No more than 6 withdraws or transfers
Because its never too early to start saving money

Pee-Wee Penguin Club

  • Minimum balance of $5.00
  • Must be 12 years old or younger
  • Eligible to participate in special contests and educational programs
  • Earns dividends
  • Early start to establishing good savings habits

To check current rates on savings accounts, click here.

Specialty Share Savings
Don't let the ghosts of Christmas past haunt you year 'round; start savings today for a plastic-free Christmas

Christmas Club

  • Dividends compunded yearly
  • Minimum balance of $50.00
  • Monthly deposit required
  • Maximum of 6 withdraws per year
A great way to cut your tax expenditures

Medical Savings

  • Tax-deferred savings used to pay for medical expenses
  • Penalty-free
  • Maximum annual deposit of $2,000
  • Withdraws only allowed for medical expenses including insurance

An excellent way to supplement your retirement funds!

IRA and IRA Certificates

  • Under age 70 1/2
  • Minimum balance of $5.00
  • Rollovers from other IRA plans or 401K are not penalized

To check current rates on savings accounts, click here.

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Funds are insured by the NCUA