Products and Services

Lifestyles Picture

Not all financial institutions are created equal. Compare our rates and discover the credit union difference at Advantage Plus. You have the advantage of all the services a bank can offer plus better service, lower loan rates, and higher dividend rates. You can be assured your funds are safe. All Advantage Plus funds are insured to $100,000.00 by the NCUA, an agency of the Federal Government.


Savings Products

Advantage Plus wants to make sure your money is working hard for you by earning great rates.

Share Draft (Checking)

Share drafts you can use everyday! Quick and easy access to your money is crutial. The best part is that you can earn dividends on the money you don't spend.

Individual Retirement Accounts (IRA)

If palm trees and sandy beaches are in your retirement picture, this is the account for you! An Individual Retirement Account (IRA) is an excellent way to supplement your retirement funds.

Tax and Accounting Services

At Advantage Plus Service Group we are able to offer our members an in depth range of tax and accounting services.

Personal Loans

For all your personal cash needs: new appliances, computers, education, whatever you need. We can do it all.

Click here to apply for a loan.

Mortgage Center

Try out our new on-line Mortgage Center where you can obtain a rate quote with closing fees. Learn about the process, calculate your payments and apply on-line for a mortgage and receive a commitment letter. Try it today!

Home Equity Loans

There's money under your roof! A home equity line of credit can help you use your greatest asset to its fullest.

Click here to apply for a loan.

Hit the Road Loans

New wheels for any purpose: business, pleasure, vacationing. We've got it covered.

Invest in America

There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.
All eligible current and new credit union members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.
The deal gets even better when you finance your vehicle at with us. Thanks to our lower interest rates, your savings will really add up.
Click on the banner to learn more!

Click here to apply for a loan.

Financial Calculators

Calculate how much you can save with our financial calculator!

Investing and Financial Planning

Advantage Plus Service Group takes a personalized approach to identifying a financial plan or investment strategy that is right for you.

Member Protections

Credit Life, Credit Disability, Guaranteed Asset Protection and Automotive Solid Gold Protection

Web CarBook

Thinking of buying or selling a car? Web CarBook can help you determine the vehicle's fair market value.

Low Interest MasterCard

MasterCard

A low-interest rate MasterCard Credit Card offered at both a fixed and variable rate with no annual fees.

VISA CheckCard

Debit Card

Your VISA CheckCard combines the convenience of your ATM card, your checkbook and cash into just one card! With your VISA CheckCard, funds are automatically deducted from your credit union checking account. As a member of Advantage Plus Federal Credit Union, your VISA CheckCard can be used at any credit union co-op ATM with NO FEE!! To find No-Surcharge ATMs in your area, click here.

Direct Deposit

Direct Deposit is safe, guaranteed and secure. Plus, your money begins earning dividends immediately!

Payroll Deduction

Money is deducted from your payroll check each payday and is credited to your credit union accounts. You decide how much is deducted and where it gets dispersed.

TeleTeller

TeleTeller

Make transactions over the phone, listen to transactions that have cleared your account, account balances, and recieve tax information on your account. Just call 232-7132 or toll free at 1-800-811-8828. For a list of transaction codes, click here.

Home Banking

Home Banking

Bank from home! You can check account balances, transfer money, and perform other activities on your account with Home Banking.

FREE Bill Payer

Bill Payer allows you to pay bills from the privacy of your own home. You can send payments to creditors, utility companies, or your babysitter. You can make a one-time payment or have your payments made automatically each month! Online Bill Payer is FREE!

e-Statements

With e-Statements, you can get your statements sent to your e-mail account every month.

Credit Report

Want to check your credit report? Click here to get a copy of your credit report from creditreport.com.

Insurance

Interested in insurance? Take a look at the insurance products Advantage Plus Service Group has to offer you. Advantage Plus Service Group has been administering a myriad of insurance plans in southeastern Idaho for over a decade.

NCUA Insured

One of the most attractive reasons to save with the Credit Union is the fact the shares are federally insured by the NCUA.

Online Insurance

CUNA Mutual insurance products- from auto insurance and homeowner's insurance to life insurance, CUNA Mutual offers many different insurance plans.