Home Improvement Loans

The Gate City may very well be an outdoorsman's paradise, but we still make our house our home. (Well, most of us anyway.) If you're looking to fix up or remodel your abode, we have a home improvement program to fit your budget.

We can get your project on the fast track, whether you're remodeling for you and your family or to increase your resale value. No matter how big or small—from a fresh coat of paint to a brand new kitchen—we help make it happen.

Questions

Summary

Excellent interest rates
Available for most any home improvement project
Local decision-making
Unsurpassed personal service
Flexible programs tailored to your needs
Easy application process

Credit Life Protection

This optional coverage can be elected for all Advantage Plus loans to provide security when it would be needed most. If the covered borrower passes on, the loan balance would be paid in full. This prevents spouses, children, heirs, and other remaining borrowers from being saddled with more debt during an already difficult time.

Credit Life Protection can be elected for the primary borrower, the secondary borrower, or both. It can be added to the loan balance so there is no separate payment to be made. This protection is a form of term life insurance and ends at the time the loan is paid off.

Features & Benefits:

No health questions to answer if protection is elected within 30 days of the loan
All members pay same low rate regardless of sex, health, or occupation
Covers up to $50,000 and 15 years
Borrower or co-borrower must be under 70 years of age
No employment requirements for borrower or co-borrower
Protection can be cancelled at any time
Conditions existing within six months prior to electing coverage are not covered until 6 months after the coverage was elected

This list is not intended to be all-inclusive of either the benefits or restrictions. For more information, contact the credit union.

Cost: