Auto Loans
With rates as low as ours, you'd think we would stop there in providing superior advantages. But excellent rates are only the beginning with Advantage Plus. Enjoy multiple levels of protection so strong it's like driving with a force field shield around your vehicle.
Four wheels, two wheels, even no wheels (i.e., a boat), we can help secure affordable payments for your budget. Heck, we'll even get involved before you buy to find ways to save you money.
- Summary
- Excellent rates
- Up to 100% financing
- Terms up to 8 years
- Pre-qualification available for increased buying power
- Fast, easy approval process
- Superior protection after vehicle is purchased (see tabs above)
- New and used automobiles, motorcycles, RVs, motor homes, motor boats, and more
Invest in America
Save thousands of dollars and provide a boost to the U.S. economy at the same time. Invest in America is an exclusive program for credit union members providing great discounts on select new GM vehicles. The deal gets even better when you finance your vehicle with us. Thanks to our lower interest rates, your savings will really add up.
Web CarBook
Thinking of buying or selling a car? Web CarBook can help you determine the vehicle's fair market value.
Take a look at our current rates.
*APR = Annual Percentage Rate
- GAP Coverage
Guaranteed Asset Protection (GAP) can save you big time!
Most cars depreciate by thousands of dollars as soon as they roll off the lot. But if your vehicle is damaged beyond repair or stolen, you are still liable to pay the difference, or "gap," between your insurance settlement and your loan balance.
Unless you have GAP.
GAP is an affordable coverage that could save you thousands of dollars. You can sign up when you apply for your vehicle loan with Advantage Plus Credit Union. There is no underwriting, no red tape, no hassles. If you change your mind, your fee is fully refundable if you cancel in the first 90 days.
Features & Benefits:
- Pays deductible on insurance policy
- Balance of loan is automatically paid off
- Pays $1,000 toward purchase of another vehicle if loan is financed with us
- No out of pocket expenses
- One low fee of $290 annually that can be rolled into your auto payments
- Does not increase loan rate
- Extended Warranty
You can extend your vehicle's factory warranty with Automotive Solid Gold Protection. This optional coverage can help you avoid costly repair bills.
- Nationwide protection
- Available on new and pre-owned vehicles
- 24-hour roadside assistance
- Rental vehicle assistance
- Tire road hazard protection and trip interruption coverage
- Coverage is transferable if you sell vehicle before agreement expires
- Increased resale value
- Fully insured program
- Direct payment to repair facility
- One deductible per visit
- 3 plans to choose from
Need to make a claim? Call the Claims Authorization Number at (800) 654-8455.
Automotive Solid Gold Protection Plans are insured by American Mercury Insurance Company, a member of the Mercury Insurance Group.
