Consumer Loan Rates

Rates effective as of 8/6/08

Auto Loans

New Auto 2002 and Newer

Term

Annual Percentage Rate (APR)

12-60 Months

5.24%

72 Months

7.44%

84 Months

7.64%

96 Months

7.84%

New Auto 3 Year Balloon 2005 and Newer

36 Months

9.14%

Used Auto 1998 - 2001

24 Months

10.24%

36 Months

10.24%

48 Months

10.24%

60 Months

10.24%

Used Auto 1997 and Older

48 Months

11.34%

RV Loans

New RV 2008

Term

Annual Percentage Rate (APR)

12-60 Months

5.24%

72 Months

7.44%

84 Months

7.64%

96 Months

7.84%

97-144 Months**

10.30%

**Loan amount must exceed $10,000 for this term.

Used RV 2007 and Older

12-60 Months

6.50%

72 Months

7.44%

84 Months

10.15%

Overdraft Protection

Annual Percentage Rate (APR)

17.50%

Signature

Term

Annual Percentage Rate (APR)

12 Months

10.24%

24 Months

10.24%

36 Months

10.24%

Over 36 Months

11.99%

Share Secured

Term

Annual Percentage Rate (APR)

1-35 Months

Same as Best Auto Rate

36-60 Months

1.00%

Term deposit rate plus 2.00%-- Rate disclosed per 1%

Mobile Home

Term

Annual Percentage Rate (APR)

1-83 Months

18.00%

84-144 Months**

18.00%

**Loan amount must exceed $10,000 for this term.

Rates are subject to change without notice.
All loans subject to approved credit.
The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria.
Advantage Plus Federal Credit Union attempts to update rates immediately whenever a change occurs; however, the above rates may not be completely accurate.
Pleae contact the credit union for the most accurate rates.